CHIA Yaru
Adjunct Research Fellow
16 July 2018 - 15 March 2021

Yaru graduated from the LLM (Corporate & Financial Services Law) programme at NUS Law as a Kwa Geok Choo Graduate Scholar, and was also the runner-up best oralist in the Red Cross International Humanitarian Law Moot during her LLB days. She is currently an associate in the Derivatives, Structured Products & Regulatory practice at Clifford Chance, Singapore.

Research Areas

Regulating FinTech in Singapore

With the rapid growth of FinTech and given its disruptive nature, a significant challenge for financial regulators is in achieving a balance between encouraging innovation in financial services, yet ensuring that consumers are adequately protected through robust risk and governance frameworks. Beyond the initial experimental stages of a regulatory sandbox, it is timely to utilize a comparative lens to draw guidance from different regulatory approaches across jurisdictions and propose a robust regulatory framework of accountability for Singapore in the long-term to ensure sustainability in this FinTech journey.

Publications

Journal articles