LEONG Jia Yun, Emma
Research Assistant
1 February 2019 - 31 July 2020

Emma is a full-time research assistant at the Centre for Banking and Finance Law, NUS, commencing February 2019. Prior to joining the Centre, Emma completed her LLB at the University of Bristol (2015) and was admitted to the Singapore Bar (2017). After admission to the Singapore Bar, she practiced in a boutique law firm with a particular focus on corporate finance and general corporate work.

Research Areas

Open Banking - Issues in Data Ownership and Customer Confidentiality

This research project focuses on data ownership issues arising from the practice of open banking. Open banking attempts to help banking customers securely share their financial data with trusted third parties ("TPPs"). While this has been touted as the way forward to enhance customers' banking experience, open banking has given rise to novel legal issues. The research will consider the concept of data ownership in the context of a bank-customer relationship, and the extent to which a bank can claim a proprietary interest over its customers' data.

Additionally, it will examine the existing consent-based regime facilitating banking secrecy, and whether it is able to address privacy issues that may arise with the implementation of open banking. She will also examine legislation in other jurisdictions governing the legal obligations of TPPs in ensuring the confidentiality of customers' data, and consider what the Singaporean approach towards apportioning liability should be in the instance where a breach of confidentiality occurs with the involvement of a TPP.

Publications

CBFL Reports